Privacy Policy

1. Introduction

Welcome to the People Development Fund (PDF) ("we," "our," "us"). We are committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner. This Privacy Policy outlines how we collect, use, and protect your information when you interact with our services, including our website, loan applications, and other financial services.

2. Information We Collect

We may collect the following types of information:

• Personal Information: Name, address, phone number, email address.
• Identification Documents: National ID, passport.
• Financial Information: Income, bank account details, loan history.
• Technical Information: IP address, browser type, device information, cookies.

3. How We Use Your Information

We use your information for the following purposes:

• To process loan applications and disburse loans.
• To communicate with you and provide customer support.
• To improve our services and website.
• To comply with legal and regulatory requirements.

4. Data Sharing

We do not sell your personal information. However, we may share your information with:

• Service Providers: Payment Solution Malawi Limited for payroll deductions, Microinsurance Services Limited for insurance coverage.
• Legal and Regulatory Authorities: If required by law or to protect our rights.

5. Data Protection

We take reasonable measures to protect your information, including encryption, access controls, and regular security audits.

6. Your Rights

Depending on your location, you may have the following rights:

• Access your personal data.
• Request corrections to inaccurate data.
• Request deletion of your data.
• Opt out of marketing communications.

To exercise these rights, please contact us at [Insert Contact Information].

7. Cookies and Tracking

We use cookies to enhance your experience on our website. You can manage cookies through your browser settings.

8. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date.

9. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

• Email: [Insert Email Address]
• Phone: [Insert Phone Number]
• Address: [Insert Physical Address]